Simple Advice for Keeping Your Crypto Safe
Nothing is full proof but you need to be diligent to protect yourself and your cryptocurrency. Here’s 7 tips from Cyrus App.
Focus on lowering your DTI ratio, and your chances of receiving a better APR are much higher.
So – what is a good debt-to-income ratio? The Consumer Financial Protection Bureau and other experts agree on three general thresholds to consider:
Tier 1 – 36% or less
Tier 2 – Less than 43
Tier 3 – 43% or more
Knowing your debt-to-income ratio upfront ensures you won’t face any unexpected surprises when you apply for new credit. To calculate yours, simply divide your recurring monthly debt payments (mortgage, credit card minimums, loans, etc.) by your total monthly income.
Watch the video for tips to begin lowering your DTI ratio, in addition to what credit score you need to get a personal loan and how you can improve your credit score.
Read the original post How to Improve Your Credit Score to Get a Personal Loan on MintLife Blog
Share the Wealth!
Nothing is full proof but you need to be diligent to protect yourself and your cryptocurrency. Here’s 7 tips from Cyrus App.
Banks give us no return on our savings. And inflation is swiftly eating away at our purchasing power.
A lot of people have a vague sense that too much inflation might be a bad thing. But in a world where central banks and governments promote and implement policies intended to increase inflation by 2% annually,
With FREE GIFT: The Science of Getting Rich Ebook and Audio Series
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